Insurance & Risk
Management

You have invested so much to get where you are – so we ensure that your wealth, family and business are protected from the unexpected. 

Our insurance and risk management strategies take the worry out of financial planning. We can help ensure you, or your family, will continue to have the financial resources you need and the lifestyle you want, if life takes an unforeseen turn. Capital Private Wealth’s qualified advisers and risk management specialist have extensive experience in personal and business insurance.

Capital Private Wealth’s qualified advisers and risk management specialist have extensive experience in personal and business insurance.

We use our vast industry experience and relationships with Insurance Providers and Chief Underwriters to manage all your insurance matters, from the establishment of insurance policies through to the processing of claims. We also offer an ongoing review service so your level of cover continues to meet your changing needs.

Capital Private Wealth can access all Risk Insurance products which allows us to recommend cover that’s the best fit for you, taking into consideration price, product features and provider performance.

Personal risk protection:

• Life Insurance which provides a lump sum payment in the event of death.
• Total and Permanent Disablement (TPD) Insurance which provides a tax-free lump sum payment if you become disabled to the point you can no longer work.
• Trauma Cover which pays an agreed lump sum benefits in the event of a serious illness to help you financially while you recover.
• Income Protection which can pay up to 75% of your income if you suffer an illness or injury and help replace lost income while you recover.

Combined with expert financial planning and accounting services, our risk protection advice goes beyond selecting the right insurances. We also consider the structure of insurance premiums for tax effectiveness and ensure the entities holding the cover are set up correctly to best suit your beneficiaries.